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Minor Loans: Instant |
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Loan, SPL, Emergency Loan,VALS, Bridge Loan.
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2% per month diminishing balance method % |
Major Loans: |
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Regular Loan, Salary Loan, AGLP. Can be availed maximum of 1 month thereafter.
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2.8% per month diminishing balance method.
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COLLATERALS/LOAN CEILING |
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Cert. of Ownership, RSD, TD, CS
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P500.00 – P4,500.00 |
| Major Loans: |
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Cert. of Ownership, OR/CR of vehicle, Land Title, RSD, TD, CS.
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TERMS AND MODE OF PAYMENT |
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Instant/Emergency Loan |
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SPL/Bridge Loan |
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50 days: daily, weekly, quincena, monthly |
| 3 months: daily, weekly, quincena, monthly
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| Major Loans: |
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24 months, quincena, monthly |
| 24 months, daily, weekly, quincena, quarterly, semi-annual
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One month
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AUTHORIZED LOAN DEDUCTION |
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| - Share Retention |
5% to 2% |
| - Service Fee |
1.5% |
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MDAF |
0.2% per thousand |
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KCIF/CISP |
Graduated rates |
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2. MUTUAL DEATH AID SERVICE |
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| 3. CREDIT ASSISTANCE AND LOAN COUNSELING |
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| 4. MEMBER'S LOANS ARE INSURED |
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